Both can be true. A lot of the bad is business getting what it wants in pursuit of getting All of the money. A lot of the bad is incompetent government officials legislating things they don’t understand, often after “seminars” by lobbyists to “teach” them. And a lot of the bad is government officials with bad ideas doing bad things maliciously.

For example, even businesses don’t want to kill off encryption but every once in a while here comes some Representative to try and do it anyway.