Car insurance is relatively simple. I shop around, telling them how much coverage I want. They request my driving history, and give me a quote. At any time, I can shop around and change insurance policies without any problems. Once it’s time to collect payment, it’s a relatively simple matter. What makes health insurance so difficult, controlling, unreliable, and expensive? For example, with health insurance:

  • Can only shop during a specific enrollment period

  • Policies are so complex, the vast majority of the population can’t understand them

  • It’s commonly provided in part by the employer because buying a policy otherwise is prohibitively expensive

  • Insurance companies are notorious for denying payments

  • Kaboom
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    1 month ago

    Thats why Medicare and Medicaid exist

    • cm0002@lemmy.world
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      1 month ago

      Those things are a joke, have you ever been on Medicare? It’s terrible and are still strangled by private insurances at every turn.

      A few years ago, it was calculated that moving to a single-payer healthcare system and abolishing private healthcare would, at worst, increase an individuals tax to like <$1000/yr

      I have a fairly decent employer provided insurance and even then it’s still 500+ a MONTH in just premiums. Before even factoring in other private insurance bullshit like copays and out of pockets and a myriad of other fees and gotchas, I’ll exceed that 1000 tax bill in like 2 months.

      Even if you’re a selfish conservative asshole, it would save you so much money as well.

      But sure, keep listening spouting the rich elite propaganda, you’re just a temporarily embarrassed billionaire after all.