Car insurance is relatively simple. I shop around, telling them how much coverage I want. They request my driving history, and give me a quote. At any time, I can shop around and change insurance policies without any problems. Once it’s time to collect payment, it’s a relatively simple matter. What makes health insurance so difficult, controlling, unreliable, and expensive? For example, with health insurance:

  • Can only shop during a specific enrollment period

  • Policies are so complex, the vast majority of the population can’t understand them

  • It’s commonly provided in part by the employer because buying a policy otherwise is prohibitively expensive

  • Insurance companies are notorious for denying payments

  • Kaboom
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    1 month ago

    Do you not have a 401k? Or a Roth IRA? Are you at least paying into social security?

    • db2@lemmy.world
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      1 month ago

      No, no, and yes until the so-called Republicans gut it and pocket the money.

      You’re not speaking the same language here.

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        1 month ago

        You really need to start saving for retirement, its never too early, and if you start late, it can still help

        • db2@lemmy.world
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          1 month ago

          Unless you’re offering to pay for it I’m in the same boat as many others. I live check to check, there is no extra.

          • bradorsomething@ttrpg.network
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            1 month ago

            Unfortunately a lot of americans are out of touch with how bad a large percentage of our population live. “It’s not a problem until it effects me” should be on our currency.

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            1 month ago

            I really doubt you cant find ten bucks every pay period

            • zbyte64@awful.systems
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              1 month ago

              Imagine how much more money you’d make grinding your life away instead of hanging out here with us losers. Hell, you should be charging for your advice here, no need to give it away for free!

              • Kaboom
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                1 month ago

                “You should save for retirement” isnt exactly ground breaking advice.