• 47 Posts
  • 245 Comments
Joined 6 months ago
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Cake day: November 12th, 2023

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  • Separate from my initial generic response:

    Retirement savings beyond the standard 401k and IRA options

    I believe the typical advice is to max out your HSA contributions and save your health care receipts but don’t reimburse yourself yet because there is no deadline for reimbursements. Instead, just treat your HSA like a double tax advantaged retirement investment account.

    Beyond that, you’re looking at a regular taxable brokerage account. Look into which asset types are most tax efficient—those are the ones you’ll wanna allocate in your regular taxable brokerage account. Careful, it’s a rabbit hole and you will hit against the law of diminishing marginal returns, but it might be worth it to broad strokes put international funds in your taxable brokerage while your bonds are live in your tax advantaged accounts. There’s more info on this if you search the boglehead wiki.




  • I can’t speak to the specifics in your original question, but I reckon you’ll need to chat with several potential CFPs with a set of questions prepared and a somewhat rough idea of what answers you’re looking for. Hopefully when the right one crosses your path, you’ll know. Not because you already knew the answers to your questions, but more like you’ll know what not the right fit looks like. Does that make sense?



  • I read the article so you don’t have to.

    Excerpt:

    A group of 12 Republican US senators sent a letter to International Criminal Court (ICC) Chief Prosecutor Karim Khan, threatening repercussions if the court issues arrest warrants against Israeli Prime Minister Benjamin Netanyahu and other officials, according a Monday report from news organization Zeteo.

    The senators allege that the ICC seeks to punish “legitimate actions of self-defense,” citing Khan’s report of the “calculated cruelty” he witnessed following the October 7 attack and making clear that they find “no moral equivalence between Hamas’s terrorism and Israel’s justified response.” They claimed that the arrest warrants “would align the ICC with the largest state sponsor of terrorism.”

    The signatories declared they would take any warrant issued as “not only a threat to Israel’s sovereignty but to the sovereignty of the United States.” They threaten, “Target Israel and we will target you” and that any further action will “end all American support for the ICC” and “bar [Khan] and [his] families from the United States.” It ended: “You have been warned.”

    The letter, dated April 24, 2024, was signed by Senate Minority Leader Mitch McConnell of Kentucky as well as Senators Tom Cotton of Arkansas; Marsha Blackburn of Tennessee; Katie Boyd Britt of Alabama; Ted Budd of North California; Kevin Cramer of North Dakota; Ted Cruz of Texas; Bill Hagerty of Tennessee; Pete Ricketts of Nebraska; Marco Rubio and Rick Scott of Florida; and Tim Scott of South Carolina.






  • Yes and no. Technically yes because the issue seems only to affect pixelfed.social; however, that happens to be the largest instance iirc. And hash tags are not federated, so one of the main features for discovery that is accessed from the landing page is unusable or broken (has been for months).

    Meanwhile, people are out there talking and reading about this cool federated alternative to instagram called pixelfed, perhaps spending a few minutes browsing the site for the largest instance which also happens to have the word pixelfed in the URL, but as soon as they try interacting with it, they bounce off because they clicked on a link hoping to get more nature photos, but got an error instead. 🤷‍♂️