The worst of the medical centers that knowingly overcharged me was USC Keck in L.A. They completely ignored calls, emails, faxes and certified letters for nearly a year - never once responding to anything. The scumbags actually sent my account to collections despite my having a zero balance because they flatly refused to credit my overpayments. I’ve learned to refuse payment of any medical bill before making absolutely sure I owe the company what they are billing, and that can take months.

The thing that amazes me with all of these companies is they expect you and I to be right on top of our accounts, respond to letters and calls, and pay their bills within 30 days. This despite the fact they don’t give a fuck about doing the same. My attitude has become the same as theirs: “fuck 'em, let them wait”. I get sternly worded bills with red “Past Due” printed on them every month, ignore them completely and pay when I’m ready. There’s been no downside.

Doesn’t matter, it’s all of them.

It’s the majority of them, but there are exceptions. I switched to Blue Shield (not Blue Cross or one of the combined companies in some states) and had almost zero problems. They paid my claims accurately the vast majority of the time and fixed the occasional problem with relatively little fuss. The Blue Shield reps also knew their stuff and I never once had to explain my policy to them.

Health Net is deliberately designed from the bottom up to refuse legitimate claims and to fight tooth and nail when customers demand they follow their own contract. IMO Health Net should be shut down.

…my wife basically made this her daytime job calling about the bills and learning about how billing and coding works.

I had to do the same, despite recovering from surgery. To make matters worse, after I hit the maximum out of pocket amount the medical centers continued to send bills showing I owed a balance. It took nearly a year and repeated escalation to their executive and legal departments to get them to provide refunds. Calls, faxes and certified letters were completely ignored.

Corporate America has become quasi-legal and well-funded organized crime.

Name and shame - it does absolutely no good to post your experience without the insurance company name.

Health Net pulled constant bullshit with me. The company regularly refused payment on claims, saying they weren’t covered after previously paying for the same service under the plan. Health Net even went so far to refuse payment on a claim when they had provided prior approval for the appointment in writing. They would refuse payment on things that were clearly covered and I had to read them the policy to even get them to look at the denial. Health Net literally trashed prior authorization requests my doctor sent in and it took 4 months and personally faxing the request myself to get them to admit they were throwing the faxes away. The list goes on and on.

After major surgery I often spent 10+ hours per week on the phone with them because Health Net would deny so many claims. Getting rid of that crappy insurance company was a major relief.

Paypal locked my account after years of use for absolutely no reason. I never had a invalid charge, dispute, or any other kind of problem with it, just one day they decided to shut it down. They flatly refused to explain what was going on. With all the decent alternatives out there now there is no longer a reason to use their crappy service.

Love that they believe they’re the only game in town and can demand your bank statement.

HP has known the hinges are defective since they introduced them. There are so many people having problems a class action suit was filed about it.

Must depend on the model. I’ve been running Mint on that (repaired) X360 for years without significant problems outside crappy Realtek wireless module issues.

HP laptops are garbage. This is the hinge of my HP X360 laptop after 6 months of occasional use: https://i.imgur.com/LhZWBIt.jpg

It’s more insidious than that. Malignant narcissists like Trump believe their gaslighting and lies define reality for everyone.

Correct me if I’m wrong, but this doesn’t look like this has anything to do with Syncthing vulnerabilities. Instead it looks like a hack that uses a preconfigured Syncthing installation to transfer sensitive data. Disturbing nonetheless.

It’s also important to remember that Microsoft has no monetary incentive to force people to use Windows Recall.

With that in mind, there would be no reason for Microsoft to automatically enable Windows Recall in an update down the line. If it does happen, the user will be able to instantly tell thanks to that that visual indicator and turn it off again.

This article is nothing but propaganda. There is huge monetary incentive to force people to use Windows Recall and collect their data, and Microsoft routinely uses Windows Update to enable data collection. They began that practice years ago on Windows 7. It’s a ridiculously simple matter for MS to disable the visual indicator and force This Week’s Plan on their users to monetize their data.

Windows Central pretends to be critical of plans to enable a feature that can be made into malware by Microsoft in a couple of minutes, but then back peddles and says it can’t be done (utter BS) and if it could be, it wouldn’t be that bad.

The word is “bribes.”

A feature, not a bug of an oligarchy and an economy run by effective monopolies.

Not against the rules, so I corrected the title.

Medicare Advantage is a huge scam created during Dubya’s term to turn Medicare into a profit source for insurance companies. It’s sold by sales reps that say they “don’t have any reason to push it over Medigap plans”, but the truth is the commissions paid are far higher for an Advantage plan than for a Medigap plan. Those commissions can continue for decades and mean hundreds of thousands of dollars more income for those sales reps.

Those sales reps also routinely tell people they can switch to a Medigap plan if they aren’t satisfied with an Advantage plan but neglect to mention that switching is only possible (for most people) for a few months after becoming eligible for Medicare. Once those months are up nearly everyone is stuck with an Advantage plan for the rest of their lives.

Advantage plans look good at first because if care is not needed, monthly costs can be much lower than for a Medigap plan, but nearly everyone needs more care as they age. When that care is needed costs of an Advantage plan can far exceed that of a Medigap plan. Once stuck with an Advantage plan, subscribers get to deal with companies that make extra profit off of denying care. Insurance companies consistently do that even if they’re breaking the law because the profits far exceed the penalties.

If you or are your parent are going to go on Medicare, be very careful before choosing an Advantage plan. Make sure you know exactly what you’re getting into before signing on the dotted line.

All nine Republican senators running for reelection this year voted against the right to access contraception:

• John Barrasso
• Marsha Blackburn
• Kevin Cramer
• Ted Cruz
• Deb Fischer
• Josh Hawley
• Pete Ricketts
• Rick Scott
• Roger Wicker

Rents in my area have gone up 60% in the past 4 years and lots of people I know can no longer afford to rent the homes they own, nor could they afford to buy them now. A fixed rate mortgage makes housing expenses stable for decades. That’s something that is almost never considered when comparing renting and owning.

Polls matter a lot when they start moving. There are plenty of people who pay no attention at all to news or politics. and those people are slowly finding out that Trump is now a convicted felon and may soon be wearing an orange jumpsuit.

No matter how the “Law and Order” GQP attacks the American Criminal Justice System, western societies have centuries of experience dealing with convicted felons. It is a stain that won’t wash out.

Another tip: On Android phones, Tasker can be used to automatically activate Wireguard tunnels to your own or a commercial VPN host. Taskernet.com has one project that activates WG when off specific wifi networks, and another that I wrote that allows you to activate a tunnel on demand only when you open specific apps. Great if you want to access a home server occasionally (without detectable open router ports) or want an extra layer of security when running a financial app.

And the world was shocked because he is someone the law protects but does not bind.

Trump is currently being protected by Supreme Court justices who are literally deciding whether he’s bound by any law. You can bet that same conservative majority would make sure he’s protected by all of them.

Conservatism consists of exactly one proposition: There must be in-groups whom the law protects but does not bind, alongside out-groups whom the law binds but does not protect. - Francis M. Wilhoit