Welcome to today’s daily kōrero!
Anyone can make the thread, first in first served. If you are here on a day and there’s no daily thread, feel free to create it!
Anyway, it’s just a chance to talk about your day, what you have planned, what you have done, etc.
So, how’s it going?
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Talking to the bank today about maybe buying a house. My 3yo is getting big enough that it’s annoying I’m working from home in their room (it was my office first, before they were born). There’s only enough room for a bed, my desk, and some drawers, and then the floor space is basically just enough to let the door swing open. So we decided we wanted more space (or at least better proportioned space).
We actually decided like 2 years ago, and have off and on been looking but nothing ever seems to come up that would be better than where we are now. But now we have found somewhere we like, it doesn’t have a separate office which I would have liked but there should be space for setting up a couple of WFH spots in some corners.
It’s exciting but holy hell do houses cost a lot more than last time we were buying about 10 years ago.
Indeed the whole system is a bit fucked up, wages haven’t even close to kept pace with the rising house prices.
Even worse though, the build premium has expanded to its widest ever. Around $200k on an average build vs average cost to buy.
In theory we buy a new place a little better than our current one and sell the current one, leading to only a modest mortgage growth. But that modest growth is the entire size of our mortgage from our first home we bought.
I think we need policy that pushes for more new housing, especially building upwards. The cost of houses is directly related to the supply/demand issue, and right now supply is still short of demand.
It’s great you found something you like without having too much urgency. When we were looking for one, I got so sick of going to multiple open homes every single weekend for about 6-7 months straight. It was incredibly depressing how much some of those small old houses were going for back then.
The first time we bought a house, we went to nearly 100 open homes, as counted by the stack of info sheets.
The second time, we went to three in one day, put in an offer that day, and that was it.
This time we have been to maybe 10 in 2 years. We know exactly what we want, but there aren’t many houses that fit the bill (including location, which is perhaps the most important). This house we like, among other things, because there is a train station and a high school within walking distance. One is helpful now, and the other will be ideal when the kids are a bit older.
Defined sounds like a good location. Hope it all goes smoothly for you!
Thanks!
Thought for the day
Do you engage in A/B testing in your daily life?
I’m an engineer and sometimes have to as part of my work. e.g. if we do this (A) the out come is that, if we do this other thing (B), we have a different outcome. Then we analyze the results and decide on which course of action was better.
But there are many other instances where you can do this, all you really need is something that happens regularly and an idea about how to improve it. Breakfast for example, happens every day, if I swap my coffee for a cold shower am I more awake? So rather than porridge and coffee, I try cold shower and then porridge. How do I feel on the way to work?
If I have been too busy to post my thought for the day on Lemmy, how many comments are there on the daily korero?
Definitely. I’m someone who likes to optimise.
Come to think of it, at the moment I’m trying to teach myself chess and one of the things I do is probably AB testing. Like, I was wondering about opening order for the London as black, so I played ten blitz games where in move 3 I play the knight and in move 4 the e pawn for half the games, and for the other half I move the e pawn in move 3 and the knight in move 4.
Sorry what? “If I swap my coffee for a cold shower…”. You need help my friend.
That was just an example…I like coffee too much
I go through patches without coffee. It’s how I worked out coffee makes me really tired. I think I could probably point to a few different ways I do A/B testing, but I don’t often do it with intent. I just like doing things differently sometimes, and with coffee I just didn’t want to be addicted so I go through patches without. But I like the taste which is why I still drink it at all.
