Elon Musk deleted several tweets of his without apology after getting called out for promoting two disreputable accounts he held up as reliable sources.
Depends on how old you are when you retire. 3-3.5% is much safer if you are like 20yo and never want to (or can’t) work again.
4% is plenty safe if you are 65yo. Once you hit 80+ your expenses are probably going to be pretty low, you probably own your house, probably aren’t traveling much, and you don’t really need more “stuff”.
Depends on how old you are when you retire. 3-3.5% is much safer if you are like 20yo and never want to (or can’t) work again.
4% is plenty safe if you are 65yo. Once you hit 80+ your expenses are probably going to be pretty low, you probably own your house, probably aren’t traveling much, and you don’t really need more “stuff”.